This Agreement ("Agreement") is between Turning Point Data Inc., doing business as Precisionbackground.com ("Precision Solutions LLC"), and the undersigned User. It governs the purchase and use of Consumer Reports and Investigative Consumer Reports under the federal Fair Credit Reporting Act ("FCRA").
The user agrees to pay for all searches, regardless of whether results are found.
No refunds will be issued for incorrect search details or duplicate purchases. Reports will not be rerun for free.
Only records with a complete date of birth match will be returned.
User confirms review and understanding of database descriptions on the Precision Solutions LLC website.
Precision Solutions LLC agrees to:
Comply with relevant laws, including FCRA.
Take reasonable steps to ensure report accuracy.
Disclose information to consumers upon request.
Reinvestigate disputed information at no cost and take corrective actions as needed.
User agrees to:
Follow all applicable laws (FCRA, federal, and state).
Keep all reports confidential unless disclosure is legally required.
Obtain written consent when ordering reports for others unless authorized.
User certifies:
Each report request is for a permissible FCRA purpose.
Adverse action notices will be provided to consumers when required.
Precision Solutions LLC may terminate service access at any time.
The parties are independent contractors.
This agreement governs all issued reports.
Instant services are provided "as is" with no warranties.
Use is at the user's risk; errors or omissions are not Precision Solutions LLC's liability.
In some states, employers must verify court records before taking adverse action.
Prices and services may change without notice.
Customer agrees to indemnify and defend Precision Solutions LLC against claims arising from user actions or negligence, except when caused by Precision Solutions LLC’s negligence or intentional acts.
Provisions about warranty, use of information, payment, terms, and indemnity survive agreement termination.
User acknowledges information may be incomplete or inaccurate, as it's based solely on public records.
User confirms reviewing the FCRA Overview for employment use.
User acknowledges receiving required FCRA notices.
User agrees to provide required FCRA notices to any third parties receiving reports.
Precision Solutions LLC does not provide legal advice and is not liable for resulting legal actions.
User will only use the service for legitimate commercial purposes.
Liability is limited to the actual cost of searches conducted.
All legal matters will be handled in Essex County, Massachusetts.
Precision Solutions LLC retains search data for five years from the search date.
Includes additional user certifications for employment-related checks and California-specific legal compliance.
If any part of this agreement is deemed unenforceable, the rest remains effective.
Non-compliance results in immediate termination of service access.
Submitting a search certifies full agreement and understanding of these Terms and Conditions.